Official Currency

The official currency of The Gambia is the Gambian Dalasi (GMD).

Currency Exchange Options

Changing money before arriving may not be necessary, as dalasis might not be readily available in larger amounts outside the country. When it comes to changing currencies, The Gambia offers several options:

Airports: Currency exchange services are available at international airports. However, rates may be less favourable, so it's advisable to exchange only a small amount for immediate needs.

Authorized Money Exchange Bureaus: These are found in town and tourist areas, offering convenient and efficient services.

Hotels: Some hotels provide currency exchange services, but rates may not be as favourable as those offered by banks or dedicated exchange bureaus.

ATMs: Using ATMs is another option for obtaining local currency. Ensure your card is compatible, and check with your bank regarding international transaction fees. The rates might not always be favourable.

Licensed Money Changers: Licensed money changers in tourist areas can be convenient, but ensure they are authorized. Exercise caution and complete transactions in secure environments.

Banks: Most banks in The Gambia offer secure and reliable currency exchange services with competitive rates.

Considerations When Exchanging Money

When exchanging money during your holiday, be aware of the following:

• Exchange Rates: Rates can vary, so research and compare rates at different outlets. Reputable banks often provide competitive rates.
• Fees and Commissions: Understand any fees or commissions charged by banks, ATMs, or currency exchange bureaus.
• Counterfeit Currency: Stick to licensed currency exchange bureaus to minimize the risk of encountering counterfeit money.
• Location and Accessibility: Access to currency exchange services may vary, especially in remote areas. Plan ahead and find reliable services.
• Dynamic Exchange Rates: Rates at airports or tourist areas may not be as favourable as those in local banks, so research and find the best rates before making a currency exchange.
• Managing Amounts: Change smaller amounts based on your daily or weekly needs, as changing back to foreign currency can be challenging.

Additional Tips

• Changing US Dollars: Be aware that banknotes issued before a certain date and small denominations may have lower exchange rates.
• Coins: It is almost impossible to change coins.
• Carrying Large Amounts: If changing a significant amount of money, ensure you have a secure and spacious wallet or bag, as the largest banknote is 200D.
• Sending Money: Consider services like APS International's Holiday Cash to send money from select countries to The Gambia hassle-free.
• Security Fee: Keep 1000 dalasis for the security fee tax at the airport when leaving, and if returning soon, keep an extra 1000 for the arrival security tax.
• Exchange Rates: Be aware of the two exchange rates – official and black market. Stick to the official agents and institutions mentioned above.

Travel without cash

Don't want to carry all your holiday budget to The Gambia in cash? Avoid the hassle by utilizing APS Holiday Cash. Tailored for travellers to The Gambia, this service allows you to send money to yourself effortlessly. Visit the APS website or use the APS: MONEY TRANSFER app, select the money pick-up service, specify the amount, and generate a reference number for collection at any chosen branch in The Gambia. Alternatively, send it to your Gambian number via APS Wallet. You can send money from your bank account in the UK, Sweden, Germany, Belgium, France, Italy, Spain, Norway, Switzerland, or the USA to The Gambia with no hassle. Check out more details HERE.

Embarking on your journey to The Gambia promises not just cultural richness but also a smooth currency exchange experience. Whether opting for traditional banks or the innovative APS Holiday Cash service, travellers can navigate the financial landscape effortlessly. As you immerse yourself in the laid-back charm of this West African gem, let the unique rhythm of The Gambia be your focus, with the assurance that your financial journey is seamlessly woven into the fabric of this welcoming destination.